What would a Reform win mean for housing?

Reform UK has outlined major changes for the private rented sector if they come into office, and landlords should take note.

Here's a quick breakdown of what’s on the table:

Reversal of Section 24

Landlords could once again deduct mortgage interest from rental income, a move that would restore full mortgage interest tax relief.

📈 This would increase profitability, especially for leveraged portfolios.

Scrapping the Renters (Reform) Bill

Plans to abolish the Renters Reform Bill would mean keeping Section 21 ("no-fault" evictions) and avoiding some of the stricter tenant-focused reforms.

💼 Greater control over tenancy management would be retained.

Stamp Duty Cut

Reform proposes a £750,000 stamp duty threshold, with:

• 0% on properties up to £750,000
• 2% between £750,001 and £1.5M
• 4% on anything over £1.5M

💸 This could reduce upfront costs for portfolio growth.

What This Means for Landlords...

If enacted, these changes could:

✔ Boost rental profits
✔ Restore flexibility in managing tenancies
✔ Reduce costs when expanding your portfolio
✔ Improve investment viability in development

Thinking of investing or growing your portfolio?

At NGU Homes, we specialise in sourcing tenanted properties, offering 3 months FREE management, and supporting investors like you through every step.

📞 Let’s talk strategy – reply to this email or give us a call.