Buying – Homes to Live In. Properties to Profit From
Whether you're searching for your dream home or your next buy-to-let, buying property is one of life's biggest financial decisions. At NGU Homes, we're here to make it a smart one.
With over 150 investment properties in our own portfolio and 700+ properties under management, we don’t just understand the market - we live it every day. When you buy with NGU, you’re gaining access to real-world expertise, insider opportunities, and a team that knows how to build long-term wealth through property.
Why Buy Investment Property with NGU?
We specialise in income-generating, ready-made investments, including:
- Off-market deals not listed publicly - often below market value
- Tenanted properties with rent coming in from day one
- Opportunities to scale your portfolio quickly and sustainably
- Properties in high-demand North East locations with strong yields and low voids
Many of our sellers are landlords themselves, looking for a seamless exit. That means you can step straight into a performing asset without the hassle of starting from scratch.
The Complete Investment Experience
Additionally we can help with:
- Direct access to trusted mortgage advisors, solicitors, and surveyors
- Full property management available post-purchase for a hands-off investment
- Tailored advice based on your goals - yield, capital growth, or long-term portfolio building
- Exclusive early access to high-performing properties before they hit the open market
Every deal we present to investors is backed by the same due diligence we apply to our own purchases.
Your Guide to Buying Property
If you're moving from one property to another, it's important to have your current home on the market - or ideally sold - before making an offer. Most agents and sellers won't consider offers from buyers who haven't yet sold.
Looking to keep your current property as an investment? We can advise on switching to a buy-to-let mortgage and how to maximise your rental income.
Before viewing properties, speak to a mortgage advisor and secure an Agreement in Principle (AIP). This confirms your borrowing power and shows sellers you're a serious, proceedable buyer.
Don't have an advisor? We work with a trusted mortgage partner who can access exclusive deals not available on the high street.
Now the exciting part begins! We'll guide you through viewings that match your criteria - but nothing beats stepping through the door and getting that instant "yes" feeling.
Sometimes, the right property isn't what you expected. That's where our experience helps - we listen, we adapt, and we make sure you're seeing homes you'll genuinely love.
Found the one? Great! It's time to make an offer. Be clear on your maximum limit and be ready to move quickly if needed.
Also share why you're a strong buyer - such as your financial position, whether you're chain-free, or how quickly you can complete. These factors can make a big difference to the seller's decision.
Your solicitor will handle the legal process from offer to completion, so choosing the right one is crucial.
We work closely with recommended solicitors we've used personally. Good communication is key - a reliable solicitor will keep things moving and reduce stress.
Average timescale for a purchase is 12-16 weeks, depending on circumstances.
Once your offer is accepted, your mortgage advisor will help you secure the final agreement. Your solicitor, mortgage lender, and our team will coordinate to keep things on track and get you to completion smoothly.
Your lender will typically carry out a basic valuation, but for peace of mind, we recommend a more in-depth survey to uncover any potential issues.
You can choose from different levels of survey, and we can recommend trusted surveyors if needed.
Once contracts are exchanged and your deposit is paid, it's time for the best part - picking up your keys!
This is a huge milestone, and we'll be just as excited as you are. Whether you're moving in or letting the property, we'll be here to support you beyond the sale.
Start Your Journey with NGU
Ready to take the next step? Get in touch - we’d love to help you find the right property.
Get a Free Valuation
If you're contemplating a move, arrange a free, no obligation valuation of your property at a time to suit you.
Book ValuationStamp Duty Calculator
Use our handy calculator to work out how much stamp duty would be liable on your property purchase.
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If you would like to discuss your property-related enquiries, or have any questions, get in touch with our friendly team.
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