Base Rate Cut to 4.25%

The Bank of England has just reduced the base interest rate by 0.25%, bringing it down to 4.25% — the fourth cut since August 2024. This move is aimed at supporting the economy and is already having a knock-on effect on mortgage rates.

What This Means for You?

Lower Mortgage Costs
If you have a tracker or variable mortgage, you could see a reduction in your monthly repayments. Even fixed-rate deals are becoming more attractive, with average 2- and 5-year fixed rates now around 4.6%.

Increased Market Activity
Cheaper borrowing is expected to boost buyer and tenant demand, especially in high-yield areas like the North East. That’s good news for reducing voids and maintaining strong rents.

Further Rate Cuts Possible
Analysts predict further reductions later this year, giving landlords a potential window to reassess or expand their portfolios.

NGU Can Help You Capitalise

Mortgage Reviews & Advice
We work closely with a trusted mortgage brokerage and can refer you directly to explore better mortgage deals, remortgaging options, or portfolio financing — tailored specifically to landlords.

Full Property Management
Whether you have one property or a portfolio, our team manages everything from compliance to tenant relations. We’re currently offering 3 months FREE management for new instructions.